Explore the Loan Types

There are a lot of factors that go into choosing the right type of mortgage — and surprisingly, some of them have nothing to do with money. We will guide you through your options based on your financial goals and your unique life circumstances. 

A conventional loan is the most common type of mortgage and refers to any mortgage not backed by a government agency. Conventional mortgages can be conforming or nonconforming. 

Some government-insured loans such as VA, FHA, and USDA can make homebuying more accessible.                                                                                                                                                  

First-time homebuyers may obtain a conventional or a government-insured loan. There are programs that offer additional benefits to first-time homebuyers such as lower down payment.